Direct Pay Online (DPO) has acquired South African electronic funds transfer company Setcom. Direct Pay Online provides a real time cloud based processing platform with technology that supports multiple transaction types with online and offline capabilities. The technology supports all modes of payments (cards, mobile money, currencies, mobile apps & card readers).DPO is based in Kenya and has been on an acquisition drive of which the recent were PayGate South Africa, VCS and PayThru South Africa. The acquisition amount is undisclosed.